With over 50 years of combined
experience with State Farm Canada, now Desjardins Insurance, Ted Harp Insurance
Agency Ltd, is your local, experienced, professional, and licensed Insurance
and Financial Services Agency. Ted and his team are ready to serve your
insurance needs and work on your behalf as your dedicated agent. Born and
raised here in Cobourg, Ted holds the highly regarded CLU and CFP designations,
has been a member of the life insurance industry association known as CAIFA
since 1977, and upholds the ethical guidelines of all three associations. Ted
is Past President of the local Rotary Club and past Chairman of the Cobourg
Committee of Adjustment. We provide auto, home, and life insurance, as well as many other financial services, including vehicle loans and financial services. Call us today for no obligation review of your
insurance and investment portfolio, or simply call or email us about a quote.
Thinking of starting your own business? You’re not alone: nearly three million Canadians are self-employed. But if you’re planning to set up headquarters in your home, be aware that your homeowners insurance may not adequately protect your business.
Employee theft can come in many different shapes and sizes. Whether it’s taking home office supplies, skimming from the registers, insider robberies or sophisticated bookkeeping and computer fraud, the reality of the modern workplace is that business owners are wise to have controls in place–controls that can help minimize and prevent employee theft.
Unexpected water in your basement can damage walls and floors, destroy carpeting, ruin furniture and quickly lead to mould. And perhaps the most upsetting of all: as basements are so often used for storage, water downstairs can ruin irreplaceable items like photo albums, antiques and family heirlooms.